Is Treasury bill investment worth it?

treasury bill worth

I was on my way for my regular walk during which I received a call from a friend, asking me of my view on a Treasury bill investment for his wife. The main concern was whether Treasury bill investment was worth it or not. To begin with, Treasury bill is a

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Why the percentage-saving rule may not be practical


With other factors (such as the time you have at your disposal and the rate of return) being equal, the amount you save can make a difference. We have normally been guided by some percentage-saving rule whereby we save an estimated fixed percentage of our incomes. While this encourages consistency, it

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Six financial habits to put you in shape

financial habits

When it comes to positive financial habits, the list can be indefinite. Among these are six common ones elaborated below:       1. Save! Save! Save! “Saving” is not a new financial jargon that must be strange to many of us. Nonetheless, this is one of financial habits we mostly fail

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The journey to financial independence: Understanding the basics

financial independence

Introduction & definition A much talked-about topic on various personal finance blogs is financial independence. Predominantly, many of these bloggers write about some practical steps they took to accomplish their feat. While the sharing of such personal experiences is inspirational to readers, understanding some basics is equally important. In this post, I

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Does it matter how much we earn?

As I began to write this post, the parable of talents in the Bible came to mind. According to this parable, a man who was going for a long journey entrusted his property in the form of talents to his servants. To one servant, he gave five talents, to another, he

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